BIN List Nigeria

This page lists every known BIN range issued in Nigeria. There are 771 active BIN ranges from 154 issuing banks, covering 11 card brands. Use it to identify the issuer, brand, type and card category behind any Nigeria card prefix, or to check a card before you accept it.

Data is derived from the public BIN list maintained under a Creative Commons Attribution 4.0 licence. BIN assignments change when issuers reorganise portfolios, so treat results as a strong reference rather than a guarantee — see data sources and methodology.

Card brands issued in Nigeria

Brand distribution across 771 Nigeria BIN ranges
BrandBIN rangesShare
VISA30139.0%
MASTERCARD22929.7%
VERVE18624.1%
MAESTRO202.6%
CHINA UNION PAY91.2%
LOCAL BRAND91.2%
DINERS CLUB INTERNATIONAL50.6%
CMI50.6%

Card types in Nigeria

Credit and debit split for Nigeria
TypeBIN rangesShare
DEBIT60878.9%
CREDIT16321.1%

Top issuing banks in Nigeria

Issuers with the largest BIN allocation in Nigeria
IssuerBIN rangesBrands
UNKNOWN137AMERICAN EXPRESS, ATM CARD, BANKCARD(INA
<a href="/bin/issuer/access-bank-plc.html">ACCESS BANK PLC</a>68MAESTRO, MASTERCARD, VISA
<a href="/bin/issuer/zenith-bank-plc.html">ZENITH BANK PLC</a>34VISA
<a href="/bin/issuer/united-bank-for-africa-plc.html">UNITED BANK FOR AFRICA PLC</a>34MASTERCARD, VISA
UNION BANK OF NIGERIA PLC26MASTERCARD, VISA
ZENITH BANK25MASTERCARD, VERVE, VISA
FIRST BANK OF NIGERIA PLC23MASTERCARD, VISA
PROVIDUS BANK PLC20MASTERCARD
POLARIS BANK, LTD.20MASTERCARD, VISA
STERLING BANK PLC18MASTERCARD, VISA
<a href="/bin/issuer/ecobank-nigeria-plc.html">ECOBANK NIGERIA PLC</a>17MASTERCARD, VISA
FIDELITY BANK PLC16MASTERCARD, VISA
FIRST CITY MONUMENT BANK PLC15MASTERCARD, VISA
<a href="/bin/issuer/guaranty-trust-bank-plc.html">GUARANTY TRUST BANK PLC</a>15MASTERCARD, VISA
STANDARD CHARTERED BANK NIGERIA, LTD.13VISA

Sample BIN ranges in Nigeria

First 40 BIN ranges allocated in Nigeria
BINBrandTypeCategoryIssuer
222701MASTERCARDDEBITSTANDARDSUNTRUST BANK NIGERIA, LTD.
223509MASTERCARDDEBITWORLD FLEXPROVIDUS BANK PLC
304744DINERS CLUB INTERNATIONALCREDITSTANDARDUNKNOWN
311183DINERS CLUB INTERNATIONALCREDIT-UNKNOWN
317380DINERS CLUB INTERNATIONALCREDIT-UNKNOWN
347920AMERICAN EXPRESSCREDIT-UNKNOWN
348784AMERICAN EXPRESSCREDITSTANDARDUNKNOWN
363135DINERS CLUB INTERNATIONALCREDITSTANDARDUNKNOWN
377144AMERICAN EXPRESSCREDITPERSONALACCESS BANK
379332AMERICAN EXPRESSCREDITPERSONALO3 CAPITAL
382764DINERS CLUB INTERNATIONALCREDITSTANDARDUNKNOWN
400066VISACREDIT-INTERCONTINENTAL BANK PLC
400683VISADEBITGOLDACCESS BANK PLC
400691VISACREDIT-FIRST CITY MONUMENT BANK PLC
400830VISACREDIT-UNKNOWN
400845VISADEBITGOLDSTERLING BANK PLC
400890VISADEBITPLATINUMSTERLING BANK PLC
402159VISADEBITPREPAIDSTANBIC IBTC BANK
402438VISACREDITCORPORATE T&EZENITH BANK PLC
402924VISADEBITSIGNATUREPOLARIS BANK, LTD.
403660VISACREDIT-ACCESS BANK PLC
403737VISADEBITCLASSICGUARANTY TRUST BANK, LTD.
403753VISADEBITCLASSICINTERSWITCH, LTD.
404905VISACREDIT-UNITED BANK FOR AFRICA PLC
404930VISADEBIT-OCEANIC BANK INTERNATIONAL (NIGERIA) PLC
405030VISADEBITCLASSICFIDELITY BANK PLC
405164VISADEBITPREPAID ELECTRONINTL HDQTRS-CENTER OWNED
405165VISACREDITCLASSICGUARANTY TRUST BANK, LTD.
405674VISADEBITCORPORATE T&EFIRST BANK OF NIGERIA PLC
406162VISACREDIT-STERLING BANK PLC
406185VISADEBITCLASSICSPARKLE MICROFINANCE BANK, LTD.
406234VISADEBITBUSINESSACCESS BANK PLC
406995VISADEBITPREPAIDSTERLING BANK PLC
407127VISADEBITELECTRONACCESS BANK PLC
407586VISACREDITBUSINESSACCESS BANK PLC
407591VISADEBITCLASSICPROVIDUSBANK PLC
407713VISADEBITCLASSICACCESS BANK PLC
408301VISACREDITCLASSICACCESS BANK PLC
408302VISACREDITGOLDACCESS BANK PLC
408303VISACREDITPLATINUMACCESS BANK PLC

Frequently asked questions

How many BINs are issued in Nigeria?

771 BIN ranges are recorded for Nigeria across 154 issuers.

What is the most common card brand in Nigeria?

VISA accounts for 39.0% of all Nigeria BIN ranges.

How do I look up a Nigeria BIN?

Enter the first six digits in the BIN Lookup tool. It reads the BIN, brand, type, category, issuer and country from the same dataset used on this page.

Are BIN ranges permanent in Nigeria?

No. Issuers release and reuse ranges as portfolios change, so check the timestamp and verify against a current source for production use.

What is the difference between a BIN and an IIN?

They are the same thing. IIN (Issuer Identification Number) is the modern ISO/IEC 7812 name for what the industry still calls the BIN.